what did you do to your micra today ?
- Thread starter frank
- Start date
Fronting?
You what
Good man. I'll listen to you.You can insure anyone's car, you just need permission to use it
Max isn't driving it. He has no license
And no, I'm main driver on my car and my dad is the registered owner
h701micra
Deactivated Account
But if Max is on L-plates his Dad is the liable oneAhh sorry my bad, that's when they insure it and put max on it but its actually max that uses it most that's fronting
Got confused just ignore me
There's not many people that stick to their insurance to the letter
"Where is it left overnight? " - Garage
Go away and leave it in a hotel car park?... Covered? Technically only 3rd party.. not for vandalism etc they just rip you off at every opportune moment
Cage it, safety it and it should drop tbh
Can't cage it due to regs, newb, and no massive drop as it's normally on grass (just 30mm springs?)
I thought cage didn't actually drop insurance? I know it keeps you safer but if you're in a car with a broken neck it's going to take the rescue crew ages to cut you out.
Hopefully wont need ot cut you out as the cage should stop the car deforming too much if its built properly lol
Yeah I know but injuries can still and have happened many times. They assume you're going to drive like you stole it wherever you go because you're invincible with a cage in
But anything for them to rob more money off you at the end of the day Sent from my iPhone using Tapatalk
SORN'd mine yesterday because I can't get it back to standard like ZENITH INSURANCE wanted due to their overly restrictive policies. They also use the name "Purely Motor" or "Purely Car". Avoid them if you're even THINKING of taking a bonnet badge off because they will nullify the policy. *Bastards*
spotted a facelift march with cabrio rear lights and the jdm number plates and everything jdm, was beautiful
SirChris
Educated Bodger
Why are you acting like none of this is your fault?
SirChris
Educated Bodger
Cages unless paired with other safety equipment can be more dangerous than a normal consumer car. Just imagine hitting ur head off a roll cage in a 70 mph crash...
Why does it concern you? I made a statement, that's the end of it. Butt out and concern yourself with other things that are directly affecting you, like low wages, NHS sell off, Global Warming etc. and leave me to whinge and complain, orrite?
SirChris
Educated Bodger
SirChris
Educated Bodger
Do you need some help rectifying ur modded car to meet with ur insurance? What do you need to do?
Here's the deal: Zenith Insurance regard even removing the CARPET from the car as a "Modification", despite the fact that it does nothing to the performance. Also I feel insulted that they don't think a 48 year old is sensible enough to drive a car that has been modified. The reason the carpets and rear seat came out in the first place was because they were a HEALTH HAZARD (trust me, they were beyond munting!!). Further; I had enquired about the change of steering wheel before my renewal, but didn't realise the policy THIS year was from a different company, the aforementioned Zenith Insurance, who as has been stated regard any removal or slight modification as a reason to void your insurance (I know, "Assumption is the mother of all **** ups"! We can all be smart arses after the event!). The whole "Modification" was the wheel change and stripped interior!
There's plenty of blame to share out, but in the end I'm the one out of pocket because of my error and their intransigence.
Whinge over, end of story, new line, new paragraph, bat****.
There's plenty of blame to share out, but in the end I'm the one out of pocket because of my error and their intransigence.
Whinge over, end of story, new line, new paragraph, bat****.
SirChris
Educated Bodger
BTW sky insurance or Adrian flux support modding. I waited to modify my car so I could afford the insurance. Its a normal thing, it not being supported on most policies. You should always converse with your broker to ensure you are working within the terms and conditions. You seem pretty aggressive and most people react differently. It appeared that you blamed your insurance company for the injustice. I too hate insurance companies and their bollox. But its our responsibility to vet our choices and maintain that we upkeep to a contractual agreement between the two parties (us and them). My apologies that you are not happy with my response, but this is a forum, which is open. Isn't the concept of this environment to have responses to the information we post... Or the statements we post? I am sorry that I have upset you, but I always find the modified insurance thing a bit simple. We just have to pay for the luxury. Its all done on statistical risk, which is not opinionated or anything. People who mod cars are more likely to have crashes or bumps n scrapes. That's simple eh. Ms daisy and her micra.. Not so much lol. We are just in a pool of people more likely to do something wrong. Its a shame they don't know is personally. We would get better rates. Actually naaaaa stuff tht, they wouldn't let me drive lol.
I don't declare my mods
Irish insurers don't tend to care as much especially if its just visual stuff
Fujiwara-Ben
Site Supporter
Yes,, Sorry about that. I shouldn't have got up on my hind legs, I was just somewhat vexed with the situation. *ahem*.
In a few ways it's a good thing: It gives me a chance to plug the leak in the NSF, and replace the clutch and gearbox, both of which are knackered after 113,000 miles of not being looked after. So it'll be back for Spring, and my insurance renewal is in May!
As far as Sky and Adrian Flux: With the former I was on hold for 45 minutes, and the latter I was passed from broker to broker to broker to broker without getting a quote. Then my current Broker (Ashbourne Insurance Services) said "Oh, Aviva will do you, all mods declared, for £614!". The problem seems to be that because I have a finance agreement to pay it monthly I'd have to pay a 200 quid "Early Settlement Fee", which means I'm stuck with an American insurance company that's really a wholly owned subsidiary of a Canadian Holding company until May! Isn't International Finance easy to keep track of?
meanwhile: Anyone got a car with MOT they need shot of for about 300 quid near the Herts/Essex border?
Don't all Irish insurance claims have to be assessed by a Jury? How much is your insurance a year? Should I stop whinging about £614 PA?I don't declare my modsIrish insurers don't tend to care as much especially if its just visual stuff
Bollocks! I'm moving to Dublin, then!
That stick on number plate needs to go Ben hahaha
Sent from my iPhone using Tapatalk
Fujiwara-Ben
Site Supporter
Clodo
Club Member
Shut up chris! Your opinion is invalid
Yeah we would love to
struggling to get time of work though atm x
Clodo
Club Member
Tom and I were saying the other day we wondered how you were getting on with the spedo faces
x
SirChris
Educated Bodger
Yeah that is what Bethan says tbh.Shut up chris! Your opinion is invalid
Yeah we would love to
Yeah tom said. Sort it out.
Clodo
Club Member
Went scrappers today as planned. Three micras on the web site with two showing tacho speedo's, got there only to find out they crushed one in the morning, yes, one with a tacho....have they no feelings
Had it taken down and got these of her.
Well not all off her, the speedo head and the old wrap around spoiler, the other tacho from a 51 plate, and a few bits that are always handy for some-one.
I'm starting to get a collection of speedo's now
whats the mileage on the 51 plate might be interested
OP
OP
frank
Club Member
just lightly rolled zedhow much did the polish charge?
