Speed change
Remember, when changing tyre profiles, your speedo will NOT account for these changes so will not show you the 'correct' speed.
If the 195/55/15 tyres were the original as fitted to your car from the factory, then if you change to 195/45/15 tyres, the speedo will then under-read by approx 6.5% - i.e. if your speedo is showing 70mph, then your real speed is actually only 65mph.
(Beware, as 'standard', your speedo can read from 0% up to 10% optimistic !)
I have a useful excel spreadsheet which shows the relative speed/size changes foir different tyres - PM me if you want it.
Cheers
Graeme