Yep thats right, as i understand it,
on a wide ratio 5 speed, the first 4 are the same ratio as the 4 speed gearbox with an extra "overdrive" gear as 5th. 70mph = 3400 I think.
the short ratio 5 speed is different ratios from the 4 speed gear box, and gets lower top speed i believe.
Someone will correct me if im wrong