Engine npoise when cold

I have a K12 Micra with 65000 miles - full service history. I have started to get a clicking sound sometimes when the engine is running cold. Its not always and goes when it get warms. Any suggestions. I have not had the tappets adjusted yet; could this be the problem. Engine runs well, no metal clonking or anything, just this audible clicking from the top end
 
k12,s dont have tappets as such, and the cam followers usually outlast the engine, the CR engines did have chain issues tho
 
oil circulation may be poor at start and as a result the timing chain tensioner clashes against chain without the lube creating a harsh rattling noise
 
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